All your money, finally at peace.

"See your whole financial life, personal and business, in one place. Understand how you are actually doing, watch it change over time, and turn insight into action to create the life you want. When you want a human in your corner to guide you and keep you accountable, you have one. That is why I built it."

Joshua Humada

Money is the top stressor in American life. Don't carry the weight alone.

A woman sits lost in worried thought at a table with a laptop and scattered papers while, in the soft-focus background behind her, two children laugh and play

You carry it in your head.

A few banks, a couple of cards, a business account, two spreadsheets, and a rough feeling about how you're actually doing. You are not bad with money. You are working without the right information and a system to tie it all together.

A woman lit by the cold blue glow of a laptop screen in an otherwise warm, cozy room, her expression distant and hollow

Every tool you've tried feels cold.

Spreadsheets, budgeting apps, generic advice — every tool, service, or app you've tried feels cold, like it doesn't know you. They track numbers, but none of them know who you are, where you came from, or what you're actually trying to build. They miss the person behind the money.

A man in a sweater at a dark wood desk, hand on forehead, surrounded by scattered financial documents

You're the only one holding all the pieces.

Investments with your advisor. Taxes with your accountant. Spending in an app. Your will with an attorney. Four pieces in four places, and the only person carrying the whole thing is you. You shouldn't have to be the glue.

Anxious, then clear, then confident.

Three questions, in order. I won't skip you to the last one.

AWARENESS

What do I have?

Accounts, cards, loans, property, business and personal, in one place and refreshed on their own.

First light over a still lake with a small dock

UNDERSTANDING

How am I actually doing, and why?

Patterns, recurring charges, and the story behind the numbers. Clarity, not just data.

Smooth river stones set in a deliberate line on wet sand

MANIFEST

What do I do about it?

Goals, next actions, and check-ins on a rhythm. Then you ask the first question again, and the answer is better.

A single lotus in full bloom above still green water

Three offerings to take charge of your money.

A tool to organize your money and finally understand it. A tool, a system, and one-on-one advice when you're ready.

The software

MoneyYogi

Your whole financial life understood in one place, kept current effortlessly.

Connect your accounts once. MoneyYogi organizes everything, tracks your cash flow, budgets, bills and net worth, and answers questions about your own money in plain language. Personal and business, side by side.

Explore the app

Financial chaos on one side resolving into a calm, organized workspace on the other

The reset

The 6-Week Money Turnaround

Six weeks with Josh Humada to get everything organized and a real plan written down.

A guided reset for owners, freelancers and agents who make good money and still don't know how well they're managing their income or where the money is actually going. You leave with your whole financial life organized, a written action plan, an operating system for managing your money, and a review of your entire financial life.

See the program

An open notebook and a cup of tea in morning light

The relationship

Money Holistics

One guide for you and your family, for the whole of your life.

When you want licensed advice and not just organization, this is the ongoing relationship: investments managed, retirement mapped, taxes planned and estate coordinated, and one human who understands your entire picture. Advisory services are provided in an ongoing relationship with Joshua Humada.

See how it works

Work with Josh.

Joshua Humada spent years inside the traditional financial industry before building the system and methodology he wished his clients had. He is the founder of MoneyYogi and the owner of Money Holistics, an investment advisor.

MoneyYogi LLC provides software only and does not give investment advice. All advisory and one-on-one work is through Money Holistics.

Learn about Josh